Buying property for the first time – getting on the property ladder

Buying a home for the first time can be quite daunting. First time buyers are faced with a huge volume of information and advice from friends, the media and online sources. Rather than being helpful this often results in confusion.

For most people buying your first home is your biggest financial committment.  It can be time-consuming, frustrating and expensive often leading to increased stress levels.  The truth is, buying your first house isn’t as hard as you think. However it is important for you to understand the home buying process and to have an awareness of what's going on in the property market.

What you need as a first time home buyer, is an independent financial specialist that can guide you through the process of what you need to know and the process you need to follow.

The thrill of owning your first home

Buying property for the first time is a major shift from living with friends/family or renting.

As part of our free consultation, we will walk you through the home buying process and help you answer some of the following questions:

• Assess afforability measures such as How much can I borrow? or How much should I borrow based on my current outgoings?
• Should I choose a fixed or variable interest rate?
• What other costs do I need to consider such as solicitors fees, surveying fees, mortgage protection insurance etc?
• What changes should I make to my current finances to help budget for my mortgage repayments? 

When it comes to mortgage options for first time home owners, we are affiliated with all the major mortgage providers in Ireland and we will work tirelessly to find a mortgage plan that suits your needs. Find out more about lending and mortgages in Ireland.

Financial specialists for first time home owners in Ireland

We are a forward thinking group of financial specialists in Dublin and we are continuously reviewing latest house market trends and interest rates to ensure that you get the best deals. Contact us for a free consultation to see how we can help you!

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