Archive for 2019
Commissions
Commissions are still alive and well in the Financial Advice industry and heavily defended by most financial advisors. Internationally, there has been a trend by regulators towards banning or severely limiting commissions (UK, Netherlands, Australia etc). It is also likely that new legislation recently introduced across Europe, will recommend banning or restricting commissions. So what […]
The Many Different Shades of Retirement Planning
Retirement Planning For my parents’ generation, retirement planning was pre-defined with a set retirement date and pension income. On a date, chosen by your employer in many cases, you packed your bags, accepted the gold watch, and rode into the sunset with a nice guaranteed income for life. Those days are gone now for all […]
Taking Stock: Market Timing & Resisting Our Inner Pessimist
The Stockmarket is off to a flyer in 2019. This has been the best start to the year since 1987 and proved that there is some resilience in the markets after an extremely volatile year in 2018. In Euro terms, the S&P500 is up 13.55% year to date, with the Eurostoxx up 10.73%. There was […]