Are your investments working for you? Do you need professional advice on your investments or are you planning a new investment.
Making decisions on where to invest your hard earned savings can be difficult. On one hand, the markets can be very simple and easy to understand. However, the investment industry generally likes to complicate matters.
We find during an many new clients we meet have existing private banking and stockbroking accounts. Our first job is to do an honest appraisal of existing portfolios. We will analyse absolute and relative performance, risk levels and cost.
Our approach to investing our clients’ money is very simple and easy to understand. We follow 4 key principles.
Understand Our Clients
We take time to understand our clients’ financial needs.
We agree goals with our clients for the fund in terms of required return, liquidity and risk levels.
Agree, an Investment Mandate
We will use our analytics tools and experience to design an investment portfolio that matches the goals set. We do not use model portfolios as every client is different and every set of goals has a slightly different required outcome.
Efficient Charging Structure & Tax Treatment
Where possible we will use passive low-cost investment instruments and set up investment portfolios without commission or other hidden additional costs. We will also address the tax treatment of the investment portfolios to ensure they are appropriate to each individuals’ tax position.
Many clients use our services just to analyse existing portfolios and sit with them on review meetings with their existing portfolio manager.
Whether you are looking for a second opinion on your current portfolio, looking to invest for the first time, or looking to make changes to your investments allocation please contact us by phone, email or using our contact form below.