The key aspects of any retirement strategy developed with our help are as follows:
We will help you set some goals for retirement, including what age you would like to start winding down from your chosen career, how to transition into retirement, and then how much you will need. Once we know these key aspects of your future plan, we can clearly set out a roadmap to achieve this goal, both with the correct investment strategy, and the appropriate level of annual contributions.
We will make sure the correct pension structure is being used to ensure you are maximising your tax relief. Company Directors will have a very different pension structure and approach to an employee or self employed individual.
Pensions are generally long term investments. With our detailed investment analytics and research tools, we will work with you to set up an appropriate initial investment allocation and put in place a regular review process for the future. See our Investments page for more details.
High charges can have a serious negative impact on future pension fund values. We are impartial financial advisors and research the market extensively to find good value, low-cost pension structures for you. We negotiate constantly with pension providers to get the best deals for you and have been leading the market in pushing for new transparent charging structure options.
As we are fee-based financial advisors, you can be assured that there are no hidden costs, hidden exit penalty periods or other nasty surprises. We are passionate about setting up all your pensions contracts with complete transparency.